yamamoto

Wills & Trusts

Joint Ownership and Estate Planning

When people think about estate planning, most of them think about writing a will, in which they bequeath all their world...
Debt & Bankruptcy

Pre-appoved Credit Card Offers

If you have a credit card and a decent credit record, chances are that you receive dozens of “pre-screened” or“pre-appro...
Wills & Trusts

Many States Now Allow Dynasty Trusts

Charitable trusts can last indefinitely―like the trusts that fund the Rhodes Scholarships and Pulitzer Prizes―but it use...
Wills & Trusts

Trigger Events for Changing Your Estate Plan

An estate plan is your blueprint for where you want your property to go after you die. As part of planning your estate, ...
Health Care Law

Reviewing Your Advance Directive

In the words of former Supreme Court Justice Benjamin Cardozo, “Every human being of adult years and sound mind has a ri...
Health Care Law

Crossing State Lines: Is My Advance Directive Still Good?

Health-care providers normally try to respect your wishes, regardless of the form you use to indicate those wishes or th...
Health Care Law

The New Medicare: Part D

As most people know, the federal government provides a program of basic health care insurance for older and disabled per...
Debt & Bankruptcy

Interest Rates and Mortgage Woes

If interest rates have risen over the past year, which means that if you have an adjustable-rate mortgage, your payments...
Debt & Bankruptcy

Refinancing Your Home

If your interest rate is higher than the current market interest rates, then you may benefit from refinancing your mortg...
Contracts & Sales

Arbitration Clauses in Contracts

An arbitration clause is a section of a contract requiring disputes to be resolved through arbitration. If you have agre...